Payday loans direct UK & USA lenders

Payday loans are a short-term cash advance, when it is needed the most...usually between paydays! Payday loans are a great way to get some cash to tide you over to your next paycheck. The goal of payday loans is to assist you with finances to meet that unforseen requirement. The money is given as a cash advance and is directly deposited into your personal checking account, after which the cash advance funds, plus a fee, are taken out of your account at the end of the loan which usually is your next payday.
However, a payday loan is no substitute for long-term financial planning. This cash advance should only be taken to meet urgent financial needs until your next payday. It is only in emergencies that payday loans come in handy. Payday loans also bail you out of situations of bounced checks and late payment penalties by making the appropriate cash advance available.

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Eligibility Criteria

You need to check that you are eligible for a loan before you make your application. You need to be over 18 year of age and a UK resident.You also need to have a valid bank account with a debit card attached.Finally, you need to be in work and in receipt of at least £500 net per month wages.You need to check that you are eligible for a loan before you make your application. You need to be over 18 year of age and a UK resident.You also need to have a valid bank account with a debit card attached.Finally, you need to be in work and in receipt of at least £500 net per month wages.


Consumer Advice

This site is neither a financial institute nor a lender.We only try to match your requirements with lenders based on your application provided.By completing the application, you certify that you are happy to be contacted by one or more lenders on our panel.

Consequences of Non-Payment:

It is always recommended and expected that you pay on time. In case of non-payment the policies of every lender regarding fees, interest and collection of outstanding debts etc. vary considerably. If your payment schedule needs to be re-arranged, most lenders will contact you via phone or letter. Non-payment will prompt penalties such as extra charges or increased interest rates. In the event that you will not be able to pay back your lender on time, then you must contact your lender immediately. Failure to do so may result in your credit file being adversely affected.

Collection Method:

You can directly contact the lender in case of any delay or problem you might be facing pertaining to the payment process. This way, you can discuss all the available payment options in detail. If the issue cannot be resolved, then the lender has the authority to pass on your information to a third party collection agency

What is payday loans & how it helps you?

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What is payday loans?

A payday loan is a small & short  time period  loan you can use to cover expenditure until your next payday. You can apply online from any where  and the decision to loan you the money is made almost straight away. Fill a simple form & apply online , your cach will be in your account in same  day.
        Many types of payday loans as , Long term payday loans,  Christmas payday loans ,Weekend payday loans, & more.

Who can apply for a Payday loan?

If you want to apply payday loans your age should be at least 18 years & earning should be at least £750/month. You must also have a bank account with a valid debit card. if you had low  credit in past, there  is no problem for lenders ,you can apply for borrow with fulfill application form.

How do you get a Payday loan?

payday loans are available online 24/7 hour, so that  there is no more time consumption  with faxing or posting of documents . The application process is quick and easy to complete. You will be asked for many details as your name, address,  monthly income and employment, when your next payday is, along with the amount you wish to borrow and your bank account details also.

Payday loans lenders will email or contact you  for confurmation after  few  minutes of submitting application form. They can compare your borrow amount with amount you earn.so  try to take less cash if possible, you can prevent yourself from high interest.

How do I repay the loan?

You will need to repay the loan amount and the interest accrued on the repayment date as mention  in the loan agreement paper. The repayment date is  your payday, so  this loan called  payday loan.The repayment will be collected by the loan provider lenders  by debiting the bank account you registered at the application process, which is the bank account into which you get your wages paid.

What are the profits/benefits of a Payday loans?

1.       FAST

Man benefits of payday loan is ,its very Fast servce if you need cash for emergency ,money will transfer to your bank account in few minutes/hours/same days.its very useful  when need cash for short time periods. 

2.       SIMPLE

Its very simple just fill a simple form online & apply.Service of lenders always available 24/7 hours.you can apply from anywhere & any time. so its also called Online payday loans.

3.       NO CREDIT CHECK

Payday loans are available for those people also who have poor credit history, because payday loan lenders do not have a big issue for this when you fill application criteria that should be currect with respect to present condition

4.       Use of the Loan Money

Its not necessary to tell loan provider what to do with money.You can use it whatever you want.

5.       No Upfront Costs

There are no additional cost need to pay till date of repayment.